Kanzu Banking is a comprehensive cloud-based core banking platform that radically simplifies how Savings and Credit Cooperative Organizations (SACCOs), Village Savings and Loan Association (VSLAs), investment clubs and Micro-Finance Institutions (MFIs)  manage their customer data and transactions. 

The solution simplifies the process of managing records and drastically improves efficiency of collections, financial analysis and reconciliation. 

Mobile Money integration

Receive loans and make deposits with your financial institution easily and securely using mobile money.

Mobile apps

Transact with your financial institution from the comfort of your mobile phone using our comprehensive Android application. Apply for loans, view your balances, etc. 


Access Kanzu Banking from anywhere in the world with access to a stable internet connection…keep track of your finances on-the-go!

SMS integration

Receive notifications on changes in your balances at your financial institution. Keep up-to-date easily

USSD integration

No internet access? No problem! Transact with your financial institution over USSD…

Comprehensive Reports

Access all key financial reports to keep track of the health of your financial institution.


Even with all that, there’s more…

Flexible Financial Services Product Creation

Our flexible product creation engine allows you to instantly create, configure and roll-out brand new credit, deposit, and share products across your financial institution. You can respond to member demand in no time – once you make the change in Kanzu Banking, new products are available for any of your members.

Responsible Client Management

Comprehensive client management functionality that provides:

  • Client relationship management tracking
  • Client identity and document management so you can fully know your customer

Robust Accounting

Numbers are the lifeblood of your financial institution, so of course Kanzu  Banking has robust accounting functionality.

  • Cash or Accrual accounting
  • Custom chart of accounts
  • Automated portfolio posting
  • Advanced automated account posting
  • Full support for manual journal entries
  • Configurable accounting rules
  • Streamlined financial reporting

Use Kanzu Banking to transform your current operations to serve your customers, your staff and all your stakeholders better. The platform provides a complete banking solution that empowers financial institutions to manage their portfolios seamlessly using reliable, user-friendly and secure web and mobile technology.